twineconvert

free · in-browser · no upload

OFX to CSV
Converter

Drop your OFX file. We'll convert it to CSV right here in your browser, your file never leaves your device.

or drop your file

Select your file here to get started

or drop your file here.

Accepts .ofx

nothing uploaded no file size cap no signup

How it works

Three steps. No upload, no signup.

  1. 1

    Drop your file

    Click the dropzone above or drag a OFX from your desktop. Files of any size, there's no upload, so there's no upload limit.

  2. 2

    Convert in your browser

    The conversion runs entirely in this tab using JavaScript and WebAssembly. Your file never touches our servers, we don't have any.

  3. 3

    Download

    Get your CSV the moment the conversion finishes. Convert another, or close the tab.

Files stay on your device

Your file is never uploaded. The entire conversion runs in your browser using WebAssembly. We can't see what you convert because we have no server to see it.

No file size limit

Server converters cap free users at 1-2 GB and gate larger files behind a paid plan. Since nothing uploads, our limit is whatever your browser can handle.

Free, no signup, no ads on conversions

No account required. No watermark on the output. No queue. Drop a file, get a converted file.

Why convert OFX → CSV

What this conversion is actually for

OFX is the format every US bank exports for Quicken/QuickBooks, but if you're doing your own analysis in a spreadsheet, categorizing spending, tracking net worth, building a budget, CSV is what you need. OFX → CSV pulls transactions, dates, amounts, and payee strings into a flat sheet you can sort and filter without specialty software.

A real example

You downloaded a year of statements from Chase as .ofx files (one per month). You want one big CSV to see total spending per category. Drop each OFX in turn (or batch your statements into one OFX), get a CSV with date, payee, amount, and account. Open in Sheets, autocategorize with text-match formulas.

Troubleshooting

Negative amounts vs positive amounts seem reversed.

OFX uses 'TRNAMT' with a sign that varies by institution. Most banks make purchases negative and deposits positive; some flip that. Our CSV preserves the bank's sign exactly. If amounts look reversed for your needs, multiply the amount column by -1 in your spreadsheet.

Memo or check-number fields are missing.

Banks vary wildly in what optional OFX fields they populate. We include MEMO, CHECKNUM, REFNUM, FITID when present and leave them blank when the bank didn't include them. Check your bank's export options for richer data.

Encoding looks broken (accented characters showing as garbage).

Older OFX 1.x files use ASCII or Windows-1252. We auto-detect and convert to UTF-8 in the CSV output. If you still see broken characters, your OFX file was probably saved in an encoding we couldn't detect, open it in a text editor, save as UTF-8, re-run.

Formats involved

About OFX and CSV

OFX, Open Financial Exchange

OFX is the standard file format banks use to export account history. Created in 1997 by Microsoft, Intuit, and CheckFree, it carries transactions, balances, and account metadata in XML. Quicken, GnuCash, Tiller, Money in Excel, and most personal-finance apps import OFX directly.

How to open

Quicken, GnuCash, Moneydance, Tiller, most accounting software. Plain-text editors can view the XML structure.

CSV, Comma-Separated Values

CSV is plain text, one row per line, fields separated by commas. The simplest possible tabular data format, which is exactly why it remains the most portable: every spreadsheet, database, programming language, and analytics tool reads CSV. Tradeoffs: no formulas, no formatting, no multiple sheets, and various edge cases around quoting fields that contain commas or newlines.

How to open

Excel, Google Sheets, Apple Numbers, LibreOffice Calc, any text editor, every database import wizard, every programming language with one line of code.

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FAQ

Common questions

Is this OFX → CSV converter really free?

Yes. No signup, no watermark, no daily file count limit. Every conversion runs in your browser, your file never touches our servers because there are no servers.

Where does my file go when I convert it?

Nowhere. The conversion runs entirely in your browser using JavaScript and WebAssembly. Your file is never uploaded to our servers. We don't have any servers handling files, there's nothing for us to log, store, or accidentally leak.

What's the maximum file size?

Whatever your browser can hold in memory. Practically, this means a few hundred MB on most computers, significantly larger than the 1-2 GB caps that server-upload converters charge for. Very large files (multi-GB) may require closing other browser tabs first.

Why convert OFX to CSV?

Bank statements imported into personal-finance software. Universal tabular data interchange. The most common reason to convert is compatibility, CSV works in places where OFX doesn't, or vice versa.

How do I open a OFX file in the first place?

Quicken, GnuCash, Moneydance, Tiller, most accounting software. Plain-text editors can view the XML structure.

Does this work offline?

Once the page is loaded, the conversion itself runs entirely offline. The first time you use a tool, your browser downloads the conversion library (a one-time cache). If you reload while offline, the page won't load, but you can install the site as a Progressive Web App for full offline use.

Can I convert multiple files at once?

Single file at a time for now. Batch conversion is on the roadmap, for now, drop one file, download the result, then convert the next.